Quick Answer: What Credit Score Do I Need For Amazon Card?

What is the limit on Amazon credit card?

The 5% rewards rate can’t be beat by any other card currently out there.

While some credit cards, like the Chase Freedom®, also offer a 5% cash back rate on Amazon.com from time to time, they are usually capped at $1,500 in spending and only offered for a limited period of time..

Is it hard to get approved for Amazon Visa?

In order to have good Amazon Prime Rewards Visa Signature Card approval odds, you should start with at least a good credit score (i.e. 700+). Generally, the higher your credit score, the better your odds of approval are. … You’ll only need a fair credit score (640+) to have a reasonable shot at getting the card.

How many credit cards should I have?

To prepare, you might want to have at least three cards: two that you carry with you and one that you store in a safe place at home. This way, you should always have at least one card that you can use. Because of possibilities like these, it’s a good idea to have at least two or three credit cards.

How many points does an inquiry drop your credit score?

According to FICO, a hard inquiry from a lender will decrease your credit score an average of 5-10 points. If you have a strong credit history and no other credit issues, you may find that your scores drop even less than that.

How long does it take to be approved for Amazon credit card?

2 to 4 weeksMost applications for the Amazon credit card get an instant decision, and you should be able to find that in your email inbox. If your application isn’t instantly approved, you’ll be informed of the application status after Chase has completed the review process, usually within 2 to 4 weeks after applying.

Can you get an Amazon credit card with bad credit?

Amazon this week unveiled a new secured credit card with Synchrony Bank, aimed at customers with bad or no credit history. The card – called the Amazon Prime Store Card Credit Builder – requires a refundable security deposit, has no annual fee and offers Prime members 5% back on Amazon.com purchases.

Why did I get denied for an Amazon credit card?

Your Amazon Credit Card application can be denied for multiple reasons. Reasons that Chase, the issuer, might deny applicants include too little credit history or too low of a credit score, high amounts of debt, low income, a lot of recent credit inquiries, accounts in collections, or bankruptcy.

How do you qualify for a Amazon credit card?

According to the Amazon.com website, you will need the following minimum credit scores to have a likely chance of being approved: Excellent (720+); Good (680); and Fair (640). When you have no credit history, that doesn’t necessarily mean you have a credit score of 0.

What store cards are easy to get?

Here are some of the easiest department store credit cards to get:Target REDcard: For people with fair credit or better. … Walmart Store Card: For people with fair credit or better. … Kohl’s Credit Card: For people with fair credit or better. … JCPenney Credit Card: For people with fair credit or better.More items…

Which Amazon card is easiest to get?

If you’re an Amazon Prime member, go with the Amazon Prime Rewards Visa Signature Card. Otherwise, your decision is easy: Choose the Amazon Rewards Visa Signature Card.

What FICO score does Amazon use?

The Amazon Prime card is issued by Synchrony Bank and they primarily pull TransUnion. Chase also issues an Amazon credit card. Chase generally pulls Equifax, but is also known to pull Experian.

Is it easy to get approved for an Amazon credit card?

Approval Requirements & Application Although the Amazon.com Store Card is easiest to obtain for those with at least fair credit, a number of cardholders report being accepted with credit scores around the 600 range.

Does Amazon do a hard credit check?

Yes, the Amazon Store Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require. … A hard pull usually causes an applicant’s credit score to drop by 5-10 points.

What store cards are easy to get with bad credit?

Department store cards seem to be some of the easiest store cards to get with bad credit.Kohl’s Charge Card. The Kohl’s Charge Card doesn’t provide purchase rewards, but it does provide exclusive cardholder offers and discounts each month that can be used in-store or online. … Dillard’s Card. … JCPenney Credit Card.

What is the easiest furniture store to get credit?

Fingerhut Credit AccountThe easiest furniture store credit card to get is the Fingerhut Credit Account because you can potentially have bad credit and still get approved for this card. While Fingerhut isn’t only a furniture store, its online-only store has a furniture section, which includes bedroom sets, dining tables, couches, and more.

What stores give instant credit?

Best instant approval department store credit cards:TJX Store Card.Kohl’s Credit Card.Fingerhut Credit Account.Target Credit Card.Amazon.com Store Card.Best Buy® Store Card.